Auto Loans
You could get pre-approved so you can estimate your monthly payment before visiting the dealership.
as low as -.--% APR[1]
as low as -.--% APR[2]
New or Used
Auto Loan
Details
Auto
Refinance
Details
Auto Lease
Buyout [5]
Details
New or Used Auto Loan
Whether you’re searching for a new car or used car, Bethpage offers low fixed auto loan rates and can help guide you throughout the financing process.
New Auto Loan Features
- Fixed rates as low as % APR 1
- Extended terms up to 96 months2
- No payments for 90 days3
- Borrow up to 125% of LTV4
- Network of partner dealerships to help find the car you want
Used Auto Loan Features
- Fixed rates as low as % APR1
- Extended terms up to 84 months2
- No payments for 90 days3
- Borrow up to 125% of LTV4
- Network of partner dealerships to help find the car you want
Refinancing Features
Already have a new car and looking for a better rate? Bethpage could help you reduce your monthly payments.
Used Auto Loan Features
- Fixed rates as low as % APR1
- Extended terms up to 84 months2
- No payments for 90 days3
- Borrow up to 125% of LTV4
- Automatic payments
Calculate how much you can save
Lease Buyout Features
Love your leased vehicle or want to avoid end-of-lease expenses? Bethpage can help you buy it!
- Fixed rates as low as % APR1
- Extended terms up to 84 months2
- No payments for 90 days3
- Borrow up to 125% of LTV4
- Guidance throughout the loan financing process
- Automatic payments
When Does a Lease Buyout Make Sense?
Terms of auto leases vary depending upon the lender. If your lease includes a buyout option, here are some important considerations that might help you decide if a buyout makes sense for you*.
- If your car’s current market value is substantially higher than its residual value as stated in your lease
- If you took great care of the vehicle and expect it to be reliable over the long haul
- If you drastically exceeded your mileage limit or the car has excessive wear-and-tear, you may avoid high fees that you would owe the leasing company if you buy it instead of returning it
- If you love your car, it fits your lifestyle, and you don’t want the hassle of car shopping
*There are other considerations and it’s important to review and understand your original lease agreement before choosing to keep or return your vehicle
What Type of Auto Loan Are You Looking for?
New or Used
Auto Loan
Details
New or Used Auto Loan
Whether you’re searching for a new car or used car, Bethpage offers low fixed auto loan rates and can help guide you throughout the financing process.
New Auto Loan Features
- Fixed rates as low as % APR [1]
- Extended terms up to 96 months[2]
- No payments for 90 days[3]
- Borrow up to 125% of LTV[4]
- Network of partner dealerships to help find the car you want
Used Auto Loan Features
- Fixed rates as low as % APR[1]
- Extended terms up to 84 months[2]
- No payments for 90 days[3]
- Borrow up to 125% of LTV[4]
- Network of partner dealerships to help find the car you want
Auto
Refinance
Details
Refinancing Features
Already have a new car and looking for a better rate? Bethpage could help you reduce your monthly payments.
Used Auto Loan Features
- Fixed rates as low as % APR[1]
- Extended terms up to 84 months[2]
- No payments for 90 days[3]
- Borrow up to 125% of LTV[4]
- Automatic payments
When Does Refinancing Make Sense?
Refinancing your auto loan at a lower rate could make a huge difference in your monthly payments and the amount paid for your car overall. Refinancing could make sense for you if…
- The rate you’re paying is much higher than Bethpage Federal Credit Union rates
- You need to lower your monthly loan payment and/or extend the loan term[6]
- Your credit score has improved, and you qualify for a lower rate
Auto Lease
Buyout
Details
Lease Buyout Features
Love your leased vehicle or want to avoid end-of-lease expenses? Bethpage can help you buy it!
- Fixed rates as low as % APR[1]
- Extended terms up to 84 months[2]
- No payments for 90 days[3]
- Borrow up to 125% of LTV[4]
- Guidance throughout the loan process
- Automatic payments
When Does a Lease Buyout Make Sense?
Terms of auto leases vary depending upon the lender. If your lease includes a buyout option, here are some important considerations that might help you decide if a buyout makes sense for you*.
- If your car’s current market value is substantially higher than its residual value as stated in your lease
- If you took great care of the vehicle and expect it to be reliable over the long haul
- If you drastically exceeded your mileage limit or the car has excessive wear-and-tear, you may avoid high fees that you would owe the leasing company if you buy it instead of returning it
- If you love your car, it fits your lifestyle, and you don’t want the hassle of car shopping
*There are other considerations and it’s important to review and understand your original lease agreement before choosing to keep or return your vehicle