alert icon
Our thoughts are with the communities impacted by the devastating Los Angeles Wildfires. If you have been affected, please click here for support.

Car Financing for First Time Buyers

If you have not had an installment loan of any kind, or do not have a credit score, Bethpage can still help you get the loan you need – so you can get the car you want!

Our First Time Buyer Auto Loan offers:

  • Maximum loan amount of $30,000 for those applicants that qualify.
  • Up to 100% MSRP on new vehicles or 100% NADA retail value on pre-owned vehicles (2-7 model years old) for those applicants that qualify.
  • Flexible terms fit your budget; Maximum term of 72 months.

When applying, you must provide:

  • One reference with full name, phone number and address.
  • Proof of income (pay stubs and W2s)
  • Proof of employment for a minimum of at least 6 months.

With rates that beat the banks and our 24/7 online application (remember to choose Auto First Time Buyer in the drop down menu) as well as friendly, personal service, you’ll love borrowing and banking at Bethpage.