[1] APY = Annual Percentage Yield. APY is accurate as of --/--/---- and subject to change. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. Penalties may be imposed for early withdrawal. $50 minimum balance to earn APY and to open account. Fees may reduce earnings. 7-Month Certificate account is available for “New Money” only. New Money is defined as money not currently on deposit in any Bethpage Federal Credit Union account.
Is a Bethpage Certificate right for you?
A Bethpage Certificate Account is designed to increase your savings in a secure and predictable way, with a fixed dividend rate for the term of the product.
![security](https://www.bethpagefcu.com/wp-content/uploads/2023/12/Icon-Security5.png)
![growth](https://www.bethpagefcu.com/wp-content/uploads/2023/12/growth-icon4.png)
![clock](https://www.bethpagefcu.com/wp-content/uploads/2023/12/Icon-clock-100.png)
FAQs
Yes, there is a penalty for early withdrawal of Certificates. If you withdraw funds from a Certificate before the maturity date, you may incur early withdrawal penalties.
Twelve (12) month or shorter-term Certificates will incur a penalty equal to ninety (90) days dividends on the principal amount withdrawn.
Certificate terms greater than twelve (12) months will incur a penalty equal to one hundred eighty (180) days dividends on the principal amount withdrawn.
Important Information
[1] APY = Annual Percentage Yield. APY is accurate as of –/–/—- and subject to change. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. Penalties may be imposed for early withdrawal. $50 minimum balance to earn APY and to open account. Fees may reduce earnings. 7-Month Certificate account is available for “New Money” only. New Money is defined as money not currently on deposit in any Bethpage Federal Credit Union account.
[2] The National Credit Union Administration (NCUA) share insurance coverage of $250,000 applies to each share owner, per insured credit union, for each ownership category. For more details and to learn more about NCUA share insurance visit www.ncua.gov.
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