Why a Bethpage Mortgage?
We have options to fit your goals.
We offer a wide range of mortgage products — conventional Fixed-Rate, Adjustable-Rate, FHA, VA, and more — to help meet your needs.
You’ll find our service to be exceptional.
We are committed to providing you with outstanding service and great value. Our Mortgage Specialists will walk you through every step of the process — from application to closing.
Bethpage advantages:
- Quick, free pre-qualification process.
- Lock in your rate -- for free.*
- Low closing costs for conventional loans.
High member satisfaction rating
of 82.5% in 2021.[4]
Fast turnaround and quick
closing times!
One of the largest credit unions in the country
and a national mortgage lender.[5]
Mortgage Payment Calculator[3]
Want to Learn More?
Want to Learn More?
Lending Call Group hours
Monday – Friday: 8am – 5:30pm ET
All loan terms are subject to credit and loan program requirements (applicants may be offered credit at higher rates and other terms). Certain loan programs may not be available to all applicants. Loans above 80% LTV may require private mortgage insurance (PMI). Bethpage does not offer residential mortgage loans in Texas. To obtain a loan, membership at Bethpage is required, which is subject to approval and requires opening a $5.00 savings account at or prior to loan consummation. Must be a US citizen or permanent resident alien. Rates, loan programs, terms, and conditions are subject to change without notice. Other restrictions and limitations apply.
* Free rate lock is valid for 60 days. A completed application is required in order to request a rate lock.
[1] Rates and terms are accurate as of --/--/---- and are subject to change without notice. All offers of credit are subject to credit approval; not all applicants will qualify for the lowest rate and may be offered credit at higher rates and other terms based on creditworthiness.
Payment Example, Rate, and Payment Assumptions. The Interest Rate, APR, and Estimated Monthly Payment assumes the mortgage is a conforming loan, the property is an existing single-family home used as the borrower’s primary residence in New York, a Loan to Value (LTV) ratio of 75% or less on a purchase mortgage, or an LTV of 70% or less on a refinance mortgage, a rate lock of 60 days or less, a credit score of 780 or above, and a loan amount of $165,000. The Estimated Monthly Payment reflects the principal and interest payment only, which does not include amounts for taxes, nor insurance (actual payments will be greater). The amount of each payment will apply over the term of the loan.
(Excludes taxes and hazard insurance; actual payment will be higher)
[2] APR = Annual Percentage Rate. The APR is the cost of credit over the term of the loan expressed as an annual rate.
[3] This calculator is for illustrative purposes only and all examples are hypothetical. Your actual rates and payment may differ depending on various factors. Calculations do not include closing costs, fees and restrictions that certain products may have. State and County lending limits may also apply. This calculator does not indicate whether you would qualify for a Bethpage loan and is not intended to provide investment, legal, financial, or tax advice. Accuracy of calculations are not guaranteed. Please contact a Bethpage loan officer for more information and to discuss how we may help with your specific lending needs.
[4] Source: Medallia Survey Program. Data as of December 31, 2022.
[5] Source: Callahan Associates, based on total assets. Data as of September 2022.