Car Financing for First Time Buyers

If you have not had an installment loan of any kind, or do not have a credit score, Bethpage can still help you get the loan you need – so you can get the car you want!

Our First Time Buyer Auto Loan offers:

  • Maximum loan amount of $30,000 for those applicants that qualify.
  • Up to 100% MSRP on new vehicles or 100% NADA retail value on pre-owned vehicles (2-7 model years old) for those applicants that qualify.
  • Flexible terms fit your budget; Maximum term of 72 months.

When applying, you must provide:

  • One reference with full name, phone number and address.
  • Proof of income (pay stubs and W2s)
  • Proof of employment for a minimum of at least 6 months.

With rates that beat the banks and our 24/7 online application (remember to choose Auto First Time Buyer in the drop down menu) as well as friendly, personal service, you’ll love borrowing and banking at Bethpage.